Skip to main content
Fidelity Residential home
Our mission

A mortgage process you can understand and trust

Getting a mortgage should not be confusing or stressful. Here is what we stand for, how we work with borrowers and investors, and how your loan is arranged.

Get a quote Apply online

Prefer to talk? Call 732-686-9999

  • Direct, licensed mortgage lender
  • NMLS #103098
  • Equal Housing Lender

Our values

What we hold ourselves to on every loan.

  • Integrity. We tell you what we can and cannot do.
  • Respect. Your time, your questions and your information.
  • Transparency. Costs you can see and compare.
  • Value. A loan that fits your plans.
  • Service. A licensed loan officer from start to finish.
Get a quote

Fidelity Residential · NMLS #103098 · Equal Housing Lender

Fidelity Residential by the numbers

  • 26 Years experience
  • 40 States licensed, plus DC
  • More than $7 Billion funded
  • More than 14,300 Loans funded
Why we do it

Why we do it

Too often the mortgage process feels opaque. Fees are hard to follow, it is hard to know where your loan stands, and the advice can serve the seller of the loan more than the borrower.

We set out to do it differently: explain your options in plain words, show you the costs so you can compare them, and keep you informed from application to closing.

What that means for you

  • A Loan Estimate you can compare line by line
  • A licensed loan officer who answers your questions
  • An online application you can complete at any time, day or night
  • Updates as your loan moves toward closing
Who we help

How we work with borrowers and investors

Home buyers

Buying a home

First-time and move-up buyers, with conventional, FHA, VA, USDA and jumbo loans and a fixed or an adjustable rate.

Buying a home
How a loan is arranged

How your loan is arranged

For most loans we are the lender: we take your application, underwrite it and close it in our name. After closing, a loan is often sold to an investor, and the company that collects your payment may change. The terms of your loan do not change.

A few products, such as portfolio adjustable-rate loans, we arrange as your mortgage broker with another lender. The page for each of those products says so.

From application to closing

  • You apply online or with a loan officer
  • We review your credit, income, savings and the home
  • Underwriting checks the file against the program's rules
  • You review your Closing Disclosure and sign
Licensing

Licensing and how to reach us

Fidelity Residential is a dba of PFN Lending Group, Inc., NMLS #103098, an Equal Housing Lender. Licensed in 40 states and the District of Columbia. Our licences are listed on NMLS Consumer Access (opens in a new tab).

Corporate location: 5016 N. Parkway Calabasas, Suite 200, Calabasas CA 91302.

Reach us

Ready to talk about your loan?

Get a quote, apply online, or talk it through with a licensed loan officer.

Get a quote Apply online Call 732-686-9999

This page is general information, not a commitment to lend. Programs, terms and eligibility depend on credit, income, property and underwriting review and are subject to change without notice.