Payment with amortization
Estimate a monthly payment from the loan amount, term and an interest rate you enter, with the amortization schedule. Optional fields include taxes, insurance, HOA dues and mortgage insurance.
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Calculators
Mortgage calculators
Estimate a payment, compare two loans, see whether refinancing could pay off, and test an early payoff plan. Each one uses only the numbers you enter.
Prefer to talk? Call 732-686-9999
- Direct, licensed mortgage lender
- NMLS #103098
- Equal Housing Lender
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Get a quoteReady for the full application? Apply online
Fidelity Residential · NMLS #103098 · Equal Housing Lender
- Direct, licensed lenderNMLS #103098. Check our licences on NMLS Consumer Access.
- A licensed loan officerA real person reviews your file and answers your questions.
- Your numbersEach calculator uses only the numbers you enter.
- Apply online or by phoneStart a quote, apply online or call 732-686-9999.
Calculators
Payment and refinance calculators
Loan comparison
Compare two loan options side by side on payment, total interest and cost over time.
Open the calculatorEarly payoff
See how extra payments, such as a tax refund or one extra payment a year, could shorten your loan and reduce interest.
Open the calculatorShould I refinance?
See how long it would take for a refinance to pay for itself, using numbers you enter.
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On our loan pages
Calculators for specific loans
These three are on the loan pages they belong to. To see a result, you are asked for your name, email and mobile number.
DSCR calculator
On our DSCR loans page: work out a rental's debt service coverage ratio from the rent, taxes, insurance and HOA dues.
DSCR loansAssets as income calculator
On our asset-based loans page: see how your savings, investments and retirement accounts could count as income.
Asset-based loansDown payment assistance estimator
On our down payment assistance page: see which assistance programs may fit your situation.
Down payment assistanceWant real numbers?
Get a quote, apply online, or talk it through with a licensed loan officer.
This page is general information, not a commitment to lend. Programs, terms and eligibility depend on credit, income, property and underwriting review and are subject to change without notice.