The right of the mortgagee (lender) to demand the immediate repayment of the mortgage loan balance upon the default of the mortgagor (borrower)

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Can my loan be sold/What happens if my lender goes out of business? Does a zero-point/zero-fee loan really exist? How do I know if it's best to lock in my interest rate

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what happens at closing

The closing will take place at the office of a title company or attorney in your area who will act as the lender's agent. If you are purchasing a new home.

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Best loan program

Loan programs come in many forms and come from many sources. Just as the loan structure, like a 30 year fixed rate mortgage.

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Guide to closing

Closing can be one of the most confusing aspects of buying a home or refinancing a loan. The process begins with your bid, the sales agreement and your loan application

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Improve your credit

Combining all your bills into one payment is an excellent way to rid yourself of high interest credit card bills and late fees

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Mortgage document

Most Lenders take full advantage of an automated underwriting system that allows them to request as little information as possible to verify

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Select the right loan

There are so many lenders out there to choose from and with current interest rates pushing an historic low, it's easier than ever to customize

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loan process

If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed

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Mortgage tips

Shopping for a mortgage can be quite an overwhelming experience. Especially if you are a first time home buyer and have little to no knowledge about the loan process

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Top ten mistakes

If you're like most people, purchasing a home is the biggest investment you'll ever make. If you're considering buying a home, you're likely aware of the complexity

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Understanding credits

FICO is a mathematical model created by the Experian credit bureau as a tool for lenders to use in evaluating the risk associated

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10 Easy steps to buying Home

You've made the decision to buy a house, but before you start looking, you need to figure out how much you can afford.

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