Mortgage market update
National rate averages and bond market indices, with daily commentary, the economic calendar and housing news. These are market figures, not our rates: for your own rate, get a quote.
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- NMLS #103098
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On this page
Jump to a section.
- Rates and indices today
- How to read them
- Daily commentary
- Calendar, news and education
- Our own articles
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- Market figures, clearly labelledNational averages from the sources named, never our rates.
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Rates and indices today
The figures update during the day. Your own rate depends on your loan, your credit, your down payment or equity, the property and the lock period. Get a quote for yours.
How to read these figures
Mortgage rates follow the prices of mortgage-backed securities, the bonds that most home loans are packaged into. When those prices rise, rates tend to fall; when they drop, rates tend to rise.
Lenders can change their rates during the day when the bond market moves, so a rate is only certain once it is locked.
The averages combine many lenders' rates for a typical loan, so they show the direction of the market rather than the rate on any one loan.
What moves rates
- Inflation and the economic reports on the calendar
- Decisions and comments from the Federal Reserve
- Demand for bonds, at home and abroad
- More on why mortgage rates change
Daily commentary
Open a panel to read it. Each one is published by HousingBrief and updates on its own.
Daily rate update
A short daily note on how mortgage rates moved and why.
MBS and Treasury commentary
Notes on the mortgage-backed securities and Treasury markets, which lenders watch because they move mortgage rates during the day.
Market summary
The latest summary of the bond market and the economic news behind it.
Commentary and figures in these panels come from HousingBrief and the sources it names. Any rates shown are national averages, not Fidelity Residential's rates and not an offer of credit.
Calendar, news and education
Economic calendar
The economic reports due this week, such as jobs and inflation figures, which can move rates when they come out.
Housing news
News about mortgage demand, home sales and home prices.
Mortgage education library
Short articles that explain what a mortgage is and how mortgage rates work.
Commentary and figures in these panels come from HousingBrief and the sources it names. Any rates shown are national averages, not Fidelity Residential's rates and not an offer of credit.
Our own articles
We also write about what the market means for buyers, homeowners and investors, in plain words and with our sources cited.
Want your own rate?
Market averages are a guide. Get a quote for your loan, apply online, or talk it through with a licensed loan officer.
This page is general information, not a commitment to lend. Programs, terms and eligibility depend on credit, income, property and underwriting review and are subject to change without notice.