Payment with amortization
Estimate a monthly payment from the loan amount, term and an interest rate you enter, with the amortization schedule. Optional fields include taxes, insurance, HOA dues and mortgage insurance.
Open the calculator
Calculators
Mortgage calculators
Estimate a payment, compare two loans, see whether refinancing could pay off, test an early payoff plan, or run the numbers on a rental purchase. Each one uses only the numbers you enter.
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- Direct, licensed mortgage lender
- NMLS #103098
- Equal Housing Lender
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Get a quoteReady for the full application? Apply online
Fidelity Residential · NMLS #103098 · Equal Housing Lender
- Direct, licensed lenderNMLS #103098. Check our licences on NMLS Consumer Access.
- A licensed loan officerA real person reviews your file and answers your questions.
- Your numbersEach calculator uses only the numbers you enter.
- Apply online or by phoneStart a quote, apply online or call 732-686-9999.
Calculators
Payment, refinance and rental calculators
Loan comparison
Compare two loan options side by side on payment, total interest and cost over time.
Open the calculatorEarly payoff
See how extra payments, such as a tax refund or one extra payment a year, could shorten your loan and reduce interest.
Open the calculatorShould I refinance?
See how long it would take for a refinance to pay for itself, using numbers you enter.
Open the calculatorRental deal analyzer
Test a rental purchase with your own price, down payment, rent, costs, rate and term: the monthly payment, the debt service coverage ratio, cash flow after your own allowances, and cash-on-cash return.
Open the analyzer
On our loan pages
Calculators for specific loans
These seven are on the loan pages they belong to. To see a result on all but the fix and flip estimator, you are asked for your name, email and mobile number.
DSCR calculator
On our DSCR loans page: work out a rental's debt service coverage ratio from the rent, taxes, insurance and HOA dues.
DSCR loansAssets as income calculator
On our asset-based loans page: see how your savings, investments and retirement accounts could count as income.
Asset-based loansDown payment assistance estimator
On our down payment assistance page: see which assistance programs may fit your situation.
Down payment assistanceBank statement income calculator
On our bank statement loans page: enter your deposits and a few facts about your business to see the monthly income a bank statement program would count, with the arithmetic shown step by step.
Bank statement loansHELOC calculator
On our HELOC page: the calculator works each program’s rules out on its own and shows the line you may be eligible for, with the reasons that set the figure.
HELOCHome equity loan calculator
On our second mortgage page: the calculator works each program’s rules out on its own and shows the second mortgage you may be eligible for, with the reasons that set the figure.
Second mortgageFix and flip deal snapshot
On our fix and flip loans page: plug in your own deal and see how it pencils on our program.
Fix and flip loans
Insights
From our Insights
Plain-language articles by Robert Shamie, with every source named and dated.
HELOC or home equity loan in New Jersey: which fits
Read the articleDSCR loans in New Jersey: property taxes and the ratio
Read the articleThe mortgage market this week: rates ease toward a one-month low
Read the articleWant real numbers?
Get a quote, apply online, or talk it through with a licensed loan officer.
This page is general information, not a commitment to lend. Programs, terms and eligibility depend on credit, income, property and underwriting review and are subject to change without notice.
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