Privacy Policy
How Fidelity Residential collects, uses and protects your information, which services run on this site, and the choices you have.
Read the privacy policy
Policies
Our policies
How we handle your information, how rate locks work, and the programs we offer when another lender makes an offer or when you refinance with us again.
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- Direct, licensed mortgage lender
- NMLS #103098
- Equal Housing Lender
- Direct, licensed lenderNMLS #103098. Check our licences on NMLS Consumer Access.
- A licensed loan officerA real person reviews your file and answers your questions.
- In writingEach policy is set out in full on its own page.
- Apply online or by phoneStart a quote, apply online or call 732-686-9999.
Policies
Read our policies
Competing Offer Policy
How our competing-offer policy works: what to send from another lender's Loan Estimate and lock agreement, the time limits, which terms must match, and how eligibility is decided.
Read the policyFree Refinance Program
How our refinance program for existing Fidelity Residential borrowers works: who is eligible, which refinances qualify, when you become eligible, and how third-party and lender costs are handled.
Read about the programRate Lock Policy
What a rate lock is, how long locks last, and what happens if your loan does not close in time.
Read the policyQuestions about a policy?
Call or email us, or talk it through with a licensed loan officer.
This page is general information, not a commitment to lend. Programs, terms and eligibility depend on credit, income, property and underwriting review and are subject to change without notice.