Robert Shamie
Managing Member of Fidelity Residential. Robert writes Insights, the articles on this site that explain how loan programs and the mortgage market work.
- Managing Member
- NMLS #241428
- Company NMLS #103098
About Robert
Robert Shamie is the Managing Member of Fidelity Residential, a dba of PFN Lending Group, Inc. (NMLS #103098) and a direct licensed mortgage lender.
He writes the articles in Insights: plain explanations of down payment assistance, loans for real estate investors, the ways self-employed borrowers can document income, and what moves mortgage rates. Each article is written so a borrower can understand how a program works before talking to anyone.
Applications and questions about a specific loan are handled by our licensed loan officers. To talk about your own situation, call 732-686-9999 or get a quote.
Licensing details
You can check every licence on NMLS Consumer Access, the public licensing record.
- Name
- Robert Shamie
- Role
- Managing Member, Fidelity Residential
- Personal NMLS ID
- 241428. See the record on NMLS Consumer Access (opens in a new tab)
- Company
- Fidelity Residential, a dba of PFN Lending Group, Inc., NMLS #103098. See the company record (opens in a new tab)
- Contact
- 732-686-9999 · loans@fidresi.com
How Insights is written
- Every article names its sources, each with a link and a date. Primary sources come first: the Federal Reserve, HUD, the Consumer Financial Protection Bureau, Fannie Mae, Freddie Mac and the U.S. Treasury, with credible news outlets where they help.
- Facts are stated in our own words. We do not copy anyone’s wording, charts or images, and we do not get around paywalls.
- Articles explain how programs and markets work. They do not quote our rates or fees and do not tell anyone they will get a loan.
- Articles about investor loans say that those loans are for business purposes.
- Each article shows when it was published and last reviewed, and it is updated or withdrawn when the facts change.
Articles by Robert
Six myths about down payment assistance
DSCR loans explained: financing a rental on its rent
Financing a five to ten unit building or a small mixed-use property
Forgivable or repayable: the two kinds of down payment assistance
How down payment assistance works with an FHA loan
Talk to a licensed loan officer
Get a quote, or call to talk through your own situation.
This page is general information, not a commitment to lend. Programs, terms and eligibility depend on credit, income, property and underwriting review and are subject to change without notice.