Robert Shamie
CEO of Fidelity Residential. Robert writes Insights, the articles on this site that explain how loan programs and the mortgage market work.
- CEO
- NMLS #241428
- Company NMLS #103098
About Robert
Robert Shamie is the CEO of Fidelity Residential, a dba of PFN Lending Group, Inc. (NMLS #103098) and a direct licensed mortgage lender.
He writes the articles in Insights: plain explanations of down payment assistance, loans for real estate investors, the ways self-employed borrowers can document income, and what moves mortgage rates. Each article is written so a borrower can understand how a program works before talking to anyone.
Applications and questions about a specific loan are handled by our licensed loan officers. To talk about your own situation, call 732-686-9999 or get a quote.
Licensing details
You can check every licence on NMLS Consumer Access, the public licensing record.
- Name
- Robert Shamie
- Role
- CEO, Fidelity Residential
- Personal NMLS ID
- 241428. See the record on NMLS Consumer Access (opens in a new tab)
- Company
- Fidelity Residential, a dba of PFN Lending Group, Inc., NMLS #103098. See the company record (opens in a new tab)
- Contact
- 732-686-9999 · [email protected]
How Insights is written
- Every article names its sources, each with a link and a date. Primary sources come first: the Federal Reserve, HUD, the Consumer Financial Protection Bureau, Fannie Mae, Freddie Mac and the U.S. Treasury, with credible news outlets where they help.
- Facts are stated in our own words. We do not copy anyone’s wording, charts or images, and we do not get around paywalls.
- Articles explain how programs and markets work. They do not quote our rates or fees and do not tell anyone they will get a loan.
- Articles about investor loans say that those loans are for business purposes.
- Each article shows when it was published and last reviewed, and it is updated or withdrawn when the facts change.
Articles by Robert
HELOC or home equity loan in New Jersey: which fits
DSCR loans in New Jersey: property taxes and the ratio
The mortgage market this week: rates ease toward a one-month low
Mortgage rates at their highest since 2023: what it means for buyers, owners and investors
Bank statements, 1099s or assets: three ways to show self-employed income
Six myths about down payment assistance
DSCR loans explained: financing a rental on its rent
Financing a five to ten unit building or a small mixed-use property
Forgivable or repayable: the two kinds of down payment assistance
How down payment assistance works with an FHA loan
Buying a rental in an LLC: what business purpose means for your loan
Self-employed? The documents to gather before you apply for a mortgage
What moves mortgage rates: the 10-year Treasury and mortgage bonds
What the Fed does, and does not do, to mortgage rates
Questions about Robert Shamie
Who is Robert Shamie?
Robert Shamie is the CEO of Fidelity Residential, a dba of PFN Lending Group, Inc. (NMLS #103098) and a direct licensed mortgage lender. He writes Insights, the articles on this site that explain how loan programs and the mortgage market work.
What does Robert Shamie do at Fidelity Residential?
He is the CEO. He also reviews our loan program pages, which show his name and the date of the last review. Applications and questions about a specific loan are handled by our licensed loan officers.
What is Robert Shamie’s NMLS ID?
His personal NMLS ID is 241428. You can check it on NMLS Consumer Access (opens in a new tab), the public licensing record. The company’s NMLS ID is 103098, and its record (opens in a new tab) is there too.
What does Robert Shamie write about?
Down payment assistance, loans for real estate investors such as DSCR loans, the ways self-employed borrowers can document income, home equity, and what moves mortgage rates. Every article names its sources, each with a link and a date. Read Insights
How do I reach Fidelity Residential?
Call 732-686-9999 or email [email protected] to talk to a licensed loan officer, or get a quote. Our addresses are on the contact page.
Talk to a licensed loan officer
Get a quote, or call to talk through your own situation.
This page is general information, not a commitment to lend. Programs, terms and eligibility depend on credit, income, property and underwriting review and are subject to change without notice.