West Long Branch
121 NJ-36, Suite 230, West Long Branch, NJ 07764
Phone 732-686-9999
Directions on Google Maps (opens in a new tab)
Monmouth County, New Jersey
Your mortgage lender in Monmouth County, NJ
Fidelity Residential is a direct, licensed mortgage lender with a New Jersey office in West Long Branch and a licensed branch in Manalapan, serving home buyers, homeowners and real estate investors across Monmouth County and the Jersey Shore.
- Direct, licensed mortgage lender
- NMLS #103098
- Equal Housing Lender
Visit or call us
Two New Jersey locations, one phone number.
Fidelity Residential · NMLS #103098 · Equal Housing Lender
Local lender
A local lender for Monmouth County buyers, owners and investors
Fidelity Residential is a direct mortgage lender licensed in New Jersey under a Residential Mortgage Lender License, and in 40 states and the District of Columbia in all, with 26 years in business. Our New Jersey office is on Route 36 in West Long Branch, and our licensed branch is in Manalapan, so a licensed loan officer who knows the area is a call or a short drive away.
We help people buy a home, refinance, use the equity in a home they own, and finance rental and investment property. That includes programs for self-employed borrowers whose tax returns do not show what they earn, and for investors who want a loan sized on a property’s rent rather than their personal income.
Where we are
Our New Jersey locations
Manalapan
1 Yorktowne Drive, Manalapan, NJ 07726
Branch NMLS ID #2103558
See the branch on NMLS Consumer Access (opens in a new tab)
Service area
Towns we serve across Monmouth County and the Shore
We work with borrowers throughout Monmouth County, including West Long Branch, Long Branch, Monmouth Beach, Oceanport, Eatontown, Ocean Township, Asbury Park, Neptune, Red Bank, Little Silver, Rumson, Fair Haven, Middletown, Holmdel, Hazlet, Marlboro, Manalapan, Englishtown, Freehold, Colts Neck, Howell, Wall, Belmar, Spring Lake and Manasquan, and in the rest of New Jersey.
Loan programs
Loans for Monmouth County homes and rentals
Buying a home
Conventional, FHA, VA and jumbo loans, and down payment assistance for first-time buyers.
Home purchase loansHome equity line or loan
Borrow against the equity in your home and keep your first mortgage as it is.
HELOCRefinancing
Change your rate or term, or take cash out of your home.
Refinance optionsBank statement loans
For business owners whose tax returns do not show what they really earn.
Bank statement loansDSCR rental loans
Finance a rental, including a Shore rental, on the property’s own rent.
DSCR loans and calculatorFix and flip
Short-term loans to buy and renovate a property to sell or rent.
Fix and flip loans
Questions
Questions from Monmouth County borrowers
Are you licensed to lend in New Jersey?
Yes. Fidelity Residential is a dba of PFN Lending Group, Inc. (NMLS #103098), which holds a New Jersey Residential Mortgage Lender License. Our Manalapan branch is licensed under branch NMLS ID #2103558. You can check both on NMLS Consumer Access (opens in a new tab).
Where are your New Jersey offices?
Our office is at 121 NJ-36, Suite 230, West Long Branch, NJ 07764, and our licensed branch is at 1 Yorktowne Drive, Manalapan, NJ 07726. Call 732-686-9999 to talk with a licensed loan officer.
Do you finance rental properties at the Shore?
Yes. We finance investment property across Monmouth County, including rentals near the Shore, with programs such as DSCR loans that are sized on a property’s rent and short-term rental loans. A loan officer can tell you which programs fit the property you have in mind.
Can I get a mortgage if I am self-employed?
Yes. Besides loans that use your tax returns, programs such as bank statement loans, 1099 loans and asset-based loans verify income in other ways. Our bank statement income calculator shows how deposits are counted.
Do you help first-time buyers in Monmouth County?
Yes. We offer FHA, VA and conventional loans and work with down payment assistance programs. The down payment assistance page explains how the programs work and what to ask.
Talk with a loan officer near you
Get a quote online, or call us and talk it through with a licensed loan officer.
This page is general information, not a commitment to lend. Programs, terms and eligibility depend on credit, income, property and underwriting review and are subject to change without notice.
Last reviewed: