Home value to income, state by state
Census figures for 40 states and the District of Columbia: median home value, median household income and how many times larger the value is, with margins of error.
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Insights
Plain answers on down payment help, investor loans, self-employed income and what moves mortgage rates. Written by Robert Shamie, with every source named and dated.
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Fidelity Residential · NMLS #103098 · Equal Housing Lender
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FHA and first-time buyers
FHA for a first home in New Jersey: what FHA requires and the Monmouth County limit
What an FHA loan requires for a first home in New Jersey, the 2026 Monmouth County FHA loan limit from HUD's own table, and what to ask before you make an offer.
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This page is general information, not a commitment to lend. Programs, terms and eligibility depend on credit, income, property and underwriting review and are subject to change without notice.